As a result of my accident I am having to claim against my own insurance as it is becoming apparent that the 3rd party was uninsured:(

What is really galling is that my insurance company took well over 2 weeks to authorise the repair to the car (I was expecting to pick it up upon returning from Portugal only to learn that the work hadn’t even started!) and that the police are telling me that the Met aren’t interested in pursuing whether or not the address that’s been got for the 3rd party actually still live there. This latter point comes just as the Government are supposed to be “cracking down” on uninsured drivers. I feel a letter to my MP coming on.

At the end of the day I am going to be footing the bill for an accident that wasn’t my fault and will be paying for it via increased premiums for the next 3 or 4 years.